Minimum Wage Increases July 24

July 24 is a good day if you are earning minimum wage. According to the US Wage and Hour Division, last year the minimum wage in the US rose to $5.85. And this year minimum wage will go up another 12-percent to $6.55. Next year on July 24, the rate will increase to $7.25. I [...]

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Man Arrested for Stealing 42 Cents

He got enough for a postage stamp. And then he got put in jail. Police in Naples, Florida say 43-year-old Laslo Mujzer fished out 42 cents from a fountain in the Coastland Center Mall in Naples Monday. All the money in the fountain is supposed to be donated to Habitat for Humanity. According to the [...]

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Deck out Your Deck at a Discount

Timing is everything when it comes to snagging deals. Don’t get your air conditioning repaired during a heat wave. Don’t buy a new coat after the first chill. Don’t buy patio furniture at the start of summer. In fact, now is a great time to buy patio furniture. Check out these deals we found online [...]

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Home Inspection Hot Spots

We are getting an inspection done this week on the home we’re hoping to buy. Home inspections are incredibly important because they let you know exactly what you’re getting into. My husband and I can’t tell if the hot water heater is about to go or the electrical outlets are in good shape. But that’s [...]

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The Truth of Debt

‘Credit cards are evil.’ It was apparent that my conversations with my husband and with couples I’ve counseled about finances had rubbed off on my son. He was watching an ad for a credit card company and giving his view on the situation. The next several minutes were spent discussing the credit industry in a [...]

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FICO Explained

Getting a loan can be overwhelming – whether you are buying a car, a lawn mower or a house. It is often the language that the lender uses that causes people the most stress and not always the amount of money involved in the transaction. FICO is one of those terms that few people understand [...]

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Basics of the FDIC

The FDIC protects most deposits in traditional banks in the United States. You’ve seen the logo at your own bank or even in advertisements. But just what is the FDIC? The FDIC (Federal Deposit Insurance Corporation) was created by Congress in 1933. After Black Friday and the beginning of the Great Depression, consumers were reluctant [...]

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Cut College Debt

One of the best gifts my parents ever gave me (besides life!) is a college education. I was one of the few to graduate without ANY debt. That’s especially amazing when you see a statistic like this: according to CollegeBoard.com, the average yearly tuition rates at a private four-year school costs $23,712-up 6.3% from last [...]

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Looking for the Best Search Results?

Thought you’d enjoy some thoughtful Friday humor!

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Credit Card Companies Are NOT Evil

The chaos in the finance industry has made many leery of lending institutions, after all the media keeps talking about lending practices (and mentions very little about borrowing practices). Credit card companies have received some of the greatest criticism. The truth is that many of the credit card companies offer Major credit card companies – [...]

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