Selling Stuff Online for Extra Money? Local Governments are, too

You’re not the only one hoping to get some extra cash in your pocket by selling stuff online you don’t need or want. Turns out, governments are, too. So if you’re in the market for an airplane, a desk or even a picture of camels (for sale by the Spartanburg County Sheriffs Office in South [...]

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Investing in a Business

Many people dream about working for themselves. Having a business would be the answer to everything. The only thing in the way is money. After all, you can’t start a business with out money – it takes money to make money. There is some truth to this statement but there is an exception. The more [...]

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Dave Ramsey’s Top Christmas Mistakes

Financial expert Dave Ramsey has got some great tips for getting through Christmas without huge amounts of debt. He recently released a list of the top ten Christmas mistakes– and how to avoid them. Here are a few to consider. Not prioritizing. You can’t do it all the rest of the year, so why should [...]

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The Economy of Christmas

Christmas is about friends and family, turkey and pie, and for millions of Americans– cash and credit. According to The Good Sheet (found in your neighborhood Starbucks this week) 2007 holiday retail sales reached $474.5 billion. Last year the average consumer planned to spend more than $800 on gifts, decorations and greeting cards, plus more [...]

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Are You a Carrot or an Egg?

My pastor made a pretty profound statement today: the same boiling water that softens a carrot, hardens an egg. So are you a carrot? Or an egg? Many of us have been put into some boiling water lately financially. We’ve watched gas prices soar and the cost of groceries skyrocket. Home values have dropped and [...]

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How to Cut Energy Bills

As temperatures drop, energy bills can go up. I came across some great tips for cutting energy bills in the latest issue of Ladies’ Home Journal. Some of them I had never thought of before. Here are a few of my favorites that I’ll definitely be putting into use this winter: 1. Don’t overstock your [...]

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Doing Christmas Shopping Online? Don’t Pay for Shipping!

For all the benefits of shopping online, paying for shipping is not one of them. But thankfully there are several ways to avoid that pesky charge. Here are five ways to avoid shipping costs this holiday season: FreeShippingOn.com If you refuse to pay for shipping, freeshippingon.com is exactly what you need. You can search Amazon [...]

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Can Financial Pain Lead to Spritiual Gain?

I came across an article that asks interesting questions about Christians facing economic challenges. Do Christians find themselves in the same despair as the rest of the world? Or can we use our faith to gain strength during this time of financial struggle? Katrina Howe wrote “The Credit Crunch” for UK-based Lifetimes Magazine. Even though [...]

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Enjoy Life on the Cheap

Money has gotten tight around our home over the last several months. In the last two months we have tightened up on our spending even more so that we can start saving. The good news is that we are finding fun things that we can do as a family that will not break the bank. [...]

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Define Emergency

Finances are one of the leading causes of divorce in the United States – or more likely the lack of finances. It is amazing how something as simple as math can cause such a rift in a relationship. It happened in our home recently. We were blessed to receive a small sum of money that [...]

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