Monthly Archives: December 2008
Dealing with Disaster
My friend has been struggling recently with her finances. She married an ex-boyfriend after her husband was killed. The new husband went through the money she received for the death and dug her back into debt after she had struggled to get free. Now she’s alone again and having to face the debt, the empty … Continue reading
Last Minute Presents You Can E-mail
You’re a procrastinator. You still haven’t purchased gifts for long-distance relatives, let alone shipped them off at the local post office. Rather than forking over big bucks for last minute shipping in order to get it there in time for Christmas, try a gift you can e-mail. Here are a few suggestions. Restaurant.com Sign up … Continue reading
New Credit Card Rules Aim to Protect Consumers
Credit card users have someone on their side– the Federal Reserve, the Office of Thrift Supervision and the National Credit Union Administration. Those government organizations are supporting new rules to regulate practices of credit card companies. Here are a few of the new rules expected to go into effect mid-2010: 1. Interest Rate Changes: Credit … Continue reading
Should You Refinance?
The Federal Reserve lowered interest rates this week, which is good news for home buyers and owners. The National Association of Realtors released a statement saying that the lower rates make the dream of homeownership attainable again. “That is the lowest rate in nearly 50 years and will bring buyers back to the market,” NAR … Continue reading
Tax Breaks for Homeowners
As 2008 wraps up, it’s time to start thinking about taxes. There is some good news out there for homeowners. Recent tax law changes could mean new tax breaks for you, according to this article from Kiplinger. Here’s a rundown of the potential tax breaks: First-Time Buyers If you bought your home after April 9, … Continue reading