Along with the three “R’s,” should schools also be teaching students about budgets, credit cards and how to be financially responsible? I came across a blog today about this topic and it got me to think about my own education. I can’t recall ever being taught the specifics about budgeting in school, but thankfully I [...]
South Carolina Governor Mark Sanford spent much of the spring making national headlines for his stance on stimulus money. For months Sanford stood firmly against taking any Federal stimulus dollars, but was finally forced to back down and accept the money. Today the second term governor is making headlines for a different reason. After being [...]
Free ice cream seems to be pretty easy to come by these days. Here are a few offers to take advantage of if you’re looking for a little relief on a hot summer day. Ben and Jerry’s: Starting today Ben and Jerry’s is offering buy one get one free sundaes on Monday’s through August. Schwan’s: [...]
More people are turning away from using credit cards during the recession, according to a recent study. But more people are using debit cards. And it looks like the trend will continue, with debit cards actually becoming more used than credit cards by 2012. According to CardData, purchases made using MasterCards and Visas have increased [...]
When you first discover the road to financial freedom, it’s exciting, exhilarating even. You’re fired up about saving money, spending less and getting your finances in order. But then time goes by. Life throws you some curve balls. And the sparkle wears off. Here are five ways to reinvigorate yourself to get motivated once again [...]
Earlier this month I told you about five people who can save you money. This time I’ve got five things that can save you money. Let me know if you have any others to add to the list: 1. A Library Card: A library card could save you hundreds of dollars a year. You won’t [...]
The recent trouble we had with our van was compounded last weekend when the suburban we bought on Tuesday was crushed by a tree on Friday. It seems the insurance company was not enthused that the car we bought to replace the totaled van was now totaled as well. I’ve been learning a few things [...]
As any Dave Ramsey devotee knows, sometimes the only way to stop yourself from wracking up more debt is to cut off your ability to do so. Or, cut up as it were. Dave coined the term Plasectomy to describe the destruction of your credit cards so that you will not use them again. Well, [...]
Many of us work so we can get a bigger house, a nicer car, and newer stuff. But in that constant quest for more, have we forgotten that this is all a gift? I just watched a new film from Nooma, a parable video that aims to give viewers a new perspective on poverty and [...]
The ongoing credit crisis combined with intense political pressure has made many major banks very amenable to easing the loan terms for most borrowers displaying repayment stress. While federal-backed programs for mortgages have been getting most of the press, banks will modify credit card, home equity and even auto loan terms, too. Many banks may [...]