The Envelope System: Freedom in Structure

Last month my husband and I committed to not spending money for two whole weeks. That gave us time to reevaluate our budget and launch The Envelope System. The Envelope System is a simple way to track your budget. Here’s how it works: 1. Get On a Budget: Write down your expenditures and income. Plan [...]

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How to Juggle Gift Giving

Between birthday parties, anniversaries, baby showers, and weddings there are constantly demands pulling at our pocket books. My husband and I have really focused on staying on our budget this year, but it seems that just as soon as we commit to spending less, more requests pop up that threaten to attack our bank account. [...]

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Free Stuff Friday: Free Pretzel, Free Soap, Free Coffee and More!

Free samples have been showing up in my mailbox all week. That’s just one of the perks when you take advantage of the great stuff we list here on Free Stuff Friday! Here are some new ones to look forward to: Free Pretzel: I told you about this one last week, but now the day [...]

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Twitter Tuesday Profile: @MoneyMaus

This week’s Twitter Tuesday Profile is young, but full of valuable information. She goes by Money Maus both on her blog and on Twitter. She lives in San Diego, California with two roommates and works at an investment firm. If you’re looking for an open and honest look at finances, (including an updated dollar-by-dollar list [...]

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Free Stuff Friday: Free Foundation, Free Photo Collage, Free Romantic Music and More!

Valentine’s Day is Sunday, but I’m going to start showing you some love right now! Here’s a list of sweet freebies that I know you’ll love. Free BareMinerals Makeup: Take in this printed coupon to the Sephora counter at your local JC Penney store and receive a free 10-day supply of BareMinerals Foundation. This offer [...]

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2010 Financial To-Do List: Part Three

Suze Orman has talked about tracking spending, looking at your credit, shopping for insurance deals, finding a credit union and challenging our property-tax assessment in her article in O, The Oprah Magazine this month. Now, her final topic is saving and being prepared for the future. Build Security 1. Boost your emergency fund to cover [...]

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Think Clipping Coupons is a Waste? Turns Out it’s an $86/Hour Job!

People tell me all the time that they think it’s great that I use coupons but that they have no time to do it. They think it’s not worth the hassle it takes to save a buck or two here and there. Of course, I always have my arguments about how my cupboards are stocked [...]

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2010 Financial To-Do List: Part Two

Suze Orman continues to give money advice in O, The Oprah Magazine this month. Her list “guaranteed to be ridiculously easy to implement” has several bits of advice. The first was track your spending, calculate your net worth and check your credit. Find Hidden Savings 1. Shop for insurance deals. We’re always shopping around looking [...]

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Free and Cheap Valentine’s Cards

Valentine’s Day is coming up quick. Need some ideas for giving your Valentine some love without spending much money? Here are some great Valentine’s Day freebies and deals: Free Family Christian Greeting Card: Head to Family Christian with this printable coupon and you’ll get a free Dayspring greeting card up to $2.50. There are also [...]

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Twitter Tuesday Profile: @MoneyFunk

For this week’s Twitter Tuesday Profile we head to Southern California for a look inside the life of Christine, also known as @MoneyFunk. She’s a clinical research associate for a large cancer hospital, a wife and a mother of two. She’s also a personal finance blogger at MoneyFunk.net. OODC: How did you get started blogging [...]

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