Blog Archives
Debt Consolidation to Improve Your Credit
Many people with bad credit tend to roll over and accept it. The fact is that debt can be overwhelming and the thought of debt consolidation scares many. It can seem completely insurmountable, so many debtors just sort of fold and say “Well, I have bad credit, so be it. What can they do, put … Continue reading
Have Credit Card Debt? Then You’ve Got Options Too
This article comes from the editorial team at Card Hub, a leading marketplace for all types of credit cards, including 2nd chance credit cards. When it comes to credit card debt, the options available to you vary based on how much you owe and how many payments you’ve missed. “Options?” you might be thinking dubiously. … Continue reading
Some Mortgage Saving Tips
One of the biggest decisions one can make is to buy a house. Millions of people apply for home loans and buy houses every year, but often they are unclear on the terms or the implications of the loan agreement. Most mortgages are for 30 years. In addition to the principal, the borrower will be … Continue reading
Free Stuff Friday: Free Coconut Water, Free Mini Photo Book, Free Father’s Day Card and More
It’s summer and the freebies are H-O-T! The good news is there are plenty to go around so no need to lose your cool. Free Phenom Coconut Water: Coconut water is all the rage right now. If you haven’t tried it now is your chance to give it a go for free. Print off this … Continue reading
Do You Demand Financial Fidelity?
How important is honesty to you when it comes to your finances? According to many studies that I have read people lie to their spouses about money quite often. They lie about how much they’re earning, spending and even saving. But a new study done in the UK shows that financial fidelity is extremely important … Continue reading
Popular Free Bible App Downloaded More Than 200-Million Times
My husband and I both use the YouVersion Bible app on Sunday mornings and throughout the week. He’s using it to read the Bible in one year and I use it to search various verses, take notes and upload verses through my Twitter and Facebook pages. Turns out we are two among more than 20 … Continue reading
4 Basic Money Saving Habits to Stay Ahead of the Curve
If you are reading this, you probably aren’t like most people. Most people go through life barely managing their finances, if at all – in an active way. You’re searching for a way to better your financial self. Creating your own personal financial plan and continually readjusting it to meet your money goals is a … Continue reading
Fantastic Free Resources for Your Annual Credit Check-Up
As we enter the second year of The Great Credit Crisis, loans continue to be tough to come by and lenders are aggressively slashing credit lines and raising rates on existing borrowers who exhibit just a mere whiff of financial trouble. This makes actively managing your credit profile more important than ever. Just as you … Continue reading
Teaching Kids to Save Now Helps Them Set Lifetime Patterns
Many parents dread trying to teach their children to save money. They fear the idea will be met with resistance from the kids and cause so much foot stomping and argument that they never set out a consistent plan to teach their children how to begin saving accounts and learn a lifetime habit of saving. … Continue reading
Haunted by Cash Advances
Last year I borrowed a $3,000 cash advance from my credit card. I’ve now paid over $800 in interest on this loan yet haven’t paid down the principal balance by one single dime. My card charges a cash advance rate of 24.9% while my rate on purchases is a less shocking 14.9%. Though I pay … Continue reading