There is a lot of news covering the financial crisis that is spreading around the world like wildfire. Some people are running for cover, some are burying their heads in the sand and some are just standing around watching for the sky to fall. Although there are not many guarantees in life, there are a few things that you can do to ensure that you don’t survive these tough times.

1. Keep spending – forget all the naysayers and spend like you just one the lottery. Run up your credit cards, get even more credit and buy more house than you could ever imagine affording.

2. Get more cable channels – work is unnecessary and it’s so much more gratifying to sit around for hours on end flipping through endless channels of nothingness.

3. Wait on help – it’s not important that you do for yourself but only that you know that eventually someone is going to help you out of the situation that you have gotten yourself into.

The only way to not survive is to not adjust to the situation. Choosing to save money, cut expenses and prepare for the rainy season means that these tough times will not last for you.