Finances are one of the most difficult challenges that many of us face during our lives. It is no surprise (or maybe I should say it SHOULDN’T be a surprise) that the challenges double when we get married. There is no one way to create a budget and there is no definite key to financial success. The best thing that we can do is be good stewards over what we have – what ever that means for each of us.

1. Keep up with what you are spending. It doesn’t matter how much money you have you need a record of what you are spending. Write down every thing that you spend each month and then look at ways you can improve on that spending or make cuts.

2. Pray over your finances. This is not about asking for more but about asking for guidance over each penny that you spend. Talking to God about how you are utilizing your talents (money) will help you stay focused on doing the best with what you have.

3. Give freely. It really is true that you can’t out give God. When you talk to Him about your finances see what He leads you to give to others. I’ve given away ear rings, dishes, food, time, and plants. Tithing is important, but giving freely and joyfully of all that we are stewards over is just as important.

Getting your finances in order does not happen over night. You have to be willing to change, mold and tweak your spending and income so that you can the financial challenges that are facing your life.