The ongoing credit crisis combined with intense political pressure has made many major banks very amenable to easing the loan terms for most borrowers displaying repayment stress. While federal-backed programs for mortgages have been getting most of the press, banks will modify credit card, home equity and even auto loan terms, too. Many banks may be quick to reduce the cost of your loans, but they certainly don’t advertise this! The trick, is finding the right person to talk to in these behemoth institutions.
To help you make your loans more affordable, we tracked down the direct contact information for the loan modification departments at major U.S. banks:
| Bank | Program Name | |
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Bank of America Financial Difficulty Relief | 800-846-2222 |
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Chase Home Ownership Center | 866-550-5705 |
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Citibank’s Office of Homeownership Preservation | 866-915-9417 |
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Citifinancial Hardship Assistance | 877-915-9417 |
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National Homeownership Retention Program for Countrywide Customers |
800-669-6607 |
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Fifth Third Bank Financial Hardship Assistance | 866-601-6391 |
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HSBC Payment Assistance Program | 800-338-6441 |
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Regions Bank Loan Payment Assistance | 866-298-1113 |
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SunTrust Home Retention Team | 888-886-0696 |
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U.S. Bank Lending Assistance Program | 800-872-2657 |
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Wachovia Loan Modification Programs | 800-707-4607 |
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Wells Fargo Home Mortgage Alternative Payment Options | 800-678-7986 |
June 21st, 2009 at 10:02 pm
[...] presents Major Banks? Debt Relief Hotlines Revealed! posted at Out of Debt – Christian Finances and Debt [...]
June 21st, 2009 at 10:37 pm
[...] Major Bank’s Debt Relief Hotlines Revealed [...]
June 23rd, 2009 at 3:25 am
[...] presents Major Banks? Debt Relief Hotlines Revealed! posted at Out of Debt Christian, saying, “To help you make your loans more affordable, we [...]
June 27th, 2009 at 12:58 am
[...] presents Major Banks? Debt Relief Hotlines Revealed! posted at Out of Debt Christian, saying, “To help you make your loans more affordable, we [...]
June 28th, 2009 at 12:09 pm
[...] presents Major Banks? Debt Relief Hotlines Revealed! posted at Out of Debt Christian, saying, “To help you make your loans more affordable, we [...]
June 29th, 2009 at 7:18 am
[...] presents Major Banks? Debt Relief Hotlines Revealed! posted at Out of Debt Christian, saying, “To help you make your loans more affordable, we [...]
June 29th, 2009 at 9:31 am
[...] presents Major Banks? Debt Relief Hotlines Revealed! posted at Out of Debt Christian, saying, “To help you make your loans more affordable, we [...]
July 5th, 2009 at 4:00 am
[...] presents Major Banks? Debt Relief Hotlines Revealed! posted at Out of Debt Christian, saying, “To help you make your loans more affordable, we [...]
January 21st, 2010 at 10:15 pm
Wow, that is a great thing you’ve done. Thanks!!