Today, Friday, March 13 is your only chance to download Jean Chatzky’s book The Difference for free. The 24 hour time period lasts from 11 a.m. ET Friday until 10:59 a.m. ET Saturday. The free download is available exclusively at Oprah.com. What is The Difference all about? According to the website here’s what you can expect to learn from Jean Chatzky’s book:

* The top five things you can do to not just survive but thrive during tough times

* The eight things that make The Difference (i.e., the key traits and abilities of people who describe themselves as financially free)

* Advice for those having job insecurity as well as strategies for finding a job

* Why money doesn’t breed happiness—but happiness can breed money

* The direct connection between The Difference and your health

* How people who know The Difference make a difference for others

* Myths and facts about the wealthy

While you’re getting your free copy of the book, take a few minutes to take some of Jean’s quizzes like, Are you an optimist?, How connected are you?, or Are you a conscientious person?