Is this the year for you? Is 2009 the year you get your finances in shape? Will your debt be eliminated and your savings increase? The stock market fall, the foreclosure nightmare and the sweeping job losses have financial expert Suze Orman believing 2009 is a critical year.

In her new book, Suze Orman’s 2009 Action Plan, you’ll learn answers to all of your questions about:

* Credit
* Retirement
* Saving and Spending
* Real Estate
* Paying for College

Amazon is selling it for $9.99, or you can save the money and download a FREE copy of her e-book, thanks to Oprah.com. This offer is available through January 15, so hurry and get your free copy of Suze Orman’s 2009 Action Plan. 2009 could be a critical year for your money. Are you prepared?