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	<title>Comments on: Simple Tips for Saving Money</title>
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	<description>Christian Debt Help</description>
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		<title>By: #1 Tip for Saving Money</title>
		<link>http://www.outofdebtchristian.com/budgets/simple-tips-for-saving-money/comment-page-1/#comment-1591</link>
		<dc:creator>#1 Tip for Saving Money</dc:creator>
		<pubDate>Wed, 06 May 2009 12:32:20 +0000</pubDate>
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		<description>[...] Tip for Saving Money   The best way to save money is to not spend it in the first place. This is the greatest lesson that you can ever learn when it comes to finance. But living a life of financial freedom goes far beyond just saving [...]</description>
		<content:encoded><![CDATA[<p>[...] Tip for Saving Money   The best way to save money is to not spend it in the first place. This is the greatest lesson that you can ever learn when it comes to finance. But living a life of financial freedom goes far beyond just saving [...]</p>
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		<title>By: tina</title>
		<link>http://www.outofdebtchristian.com/budgets/simple-tips-for-saving-money/comment-page-1/#comment-1430</link>
		<dc:creator>tina</dc:creator>
		<pubDate>Thu, 12 Mar 2009 04:08:22 +0000</pubDate>
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		<description>How do I respond to credit card dealers whom I&#039;m late. They want me to give them an authorizition to do check by phon on certain day and I tell them no and then they turn me over to hardship div. and it starts all over.  Want and date and say if I can&#039;t meet that all I have to do is call and chang.  I&#039;m afraid of giving them control of electronic draft.  Which I do one time draft monthly but I call and do it for the 1 time.  Hope I haven&#039;t messed up where they&#039;ll take our funds.  We&#039;re struggling and I have had time reasoning with them. We&#039;re just the current month late on payment day and I keep telling soon as my husband check comes I&#039;ll call.  He&#039;s long distance truck drive and changed companies 2 times since october. Hope fully this will be better of companies just getting pay started.  They automatic deposit to Bank of Amer and I&#039;m really scarred of that.  That&#039;s only bank payroll is sent through for those puroses.
Please help me what to say to creditors, especially Discover Card and It&#039;s higher and higher each month and I don&#039;t ever use it but over the limit.
Thanks for your help</description>
		<content:encoded><![CDATA[<p>How do I respond to credit card dealers whom I&#8217;m late. They want me to give them an authorizition to do check by phon on certain day and I tell them no and then they turn me over to hardship div. and it starts all over.  Want and date and say if I can&#8217;t meet that all I have to do is call and chang.  I&#8217;m afraid of giving them control of electronic draft.  Which I do one time draft monthly but I call and do it for the 1 time.  Hope I haven&#8217;t messed up where they&#8217;ll take our funds.  We&#8217;re struggling and I have had time reasoning with them. We&#8217;re just the current month late on payment day and I keep telling soon as my husband check comes I&#8217;ll call.  He&#8217;s long distance truck drive and changed companies 2 times since october. Hope fully this will be better of companies just getting pay started.  They automatic deposit to Bank of Amer and I&#8217;m really scarred of that.  That&#8217;s only bank payroll is sent through for those puroses.<br />
Please help me what to say to creditors, especially Discover Card and It&#8217;s higher and higher each month and I don&#8217;t ever use it but over the limit.<br />
Thanks for your help</p>
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		<title>By: kathryn</title>
		<link>http://www.outofdebtchristian.com/budgets/simple-tips-for-saving-money/comment-page-1/#comment-1310</link>
		<dc:creator>kathryn</dc:creator>
		<pubDate>Fri, 09 Jan 2009 19:17:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.outofdebtchristian.com/?p=2095#comment-1310</guid>
		<description>Hey Martha, 

I&#039;m posting today about basic budget techniques, but I have also posted in the past about different ways to set up a budget.  Tell me more about exactly what you need and I will try and give you some tips on those points. 

As for the tithe, that is a very personal thing.  God teaches us to tithe so that we can learn to give freely.  Ultimately all that we have belongs to Him!  I always recommend paying bills on time but there may be some ways to decrease your payments in order to come to a place where you can give freely and joyfully to God.</description>
		<content:encoded><![CDATA[<p>Hey Martha, </p>
<p>I&#8217;m posting today about basic budget techniques, but I have also posted in the past about different ways to set up a budget.  Tell me more about exactly what you need and I will try and give you some tips on those points. </p>
<p>As for the tithe, that is a very personal thing.  God teaches us to tithe so that we can learn to give freely.  Ultimately all that we have belongs to Him!  I always recommend paying bills on time but there may be some ways to decrease your payments in order to come to a place where you can give freely and joyfully to God.</p>
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		<title>By: Martha Bolick</title>
		<link>http://www.outofdebtchristian.com/budgets/simple-tips-for-saving-money/comment-page-1/#comment-1309</link>
		<dc:creator>Martha Bolick</dc:creator>
		<pubDate>Fri, 09 Jan 2009 05:34:20 +0000</pubDate>
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		<description>Hello,
I need help on how to manage my household expense.
I would like advice about paying bills before thitheing etc.
What is correct according to God&#039;s Word.  Thank You</description>
		<content:encoded><![CDATA[<p>Hello,<br />
I need help on how to manage my household expense.<br />
I would like advice about paying bills before thitheing etc.<br />
What is correct according to God&#8217;s Word.  Thank You</p>
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