Health insurance has been making the news a lot since Obama became President. There is concern for those families (particularly children) that are currently living without health insurance because of the rising costs. The good news is that you can still find affordable health insurance if you take a little time to look around. Tips [...]
This morning my son asked me why health insurance costs so much. I’m sure there are many people out there that would like to know that same answer. It’s rather simple. Health insurance covers too much. Look at it this way. If you own a car then you have car insurance. Most of us by [...]
With several big financial institutions failing, more people are wondering if their money is safe. Typically the FDIC (Federal Deposit Insurance Corporation) only insures deposits up to $100 thousand. But what about individuals, businesses or non-profits that have more money than that? CDARS® is the Certificate of Deposit Account Registry Service®. It’s a network of [...]
Last night, Washington Mutual became the largest bank failure in U.S. history. While much of its $182 billion in deposits were insured by the FDIC, amounts over $100,000 are not and may be lost forever. In addition, many depositors are reporting challenges in rapidly accessing their funds today, even though they may not be at [...]
If recent reports of banks failing has got you wondering if your money is safe, there is an easy way to find out. For starters, the FDIC (Federal Deposit Insurance Corporation) is an independent agency of the US government. Their responsibility is to protect depositors (like you and me) from losing insured deposits if an [...]
Homeowner’s Insurance is not everything that it is cracked up to be. Many people think that once they purchase the policy everything is protected. But not only is everything NOT protected, but it is likely that even your home is not protected under some conditions. This is one of the reasons that it is so [...]