For today’s Twitter Tuesday Profile we’re introducing you to Kevin, a bankruptcy counselor living in Orlando, Florida. Kevin helps those going through bankruptcy to establish a budget and get back on the right financial track. Kevin tweets as @FinanciallyPoor and blogs at www.FinanciallyPoor.com.

OODC: How did you get started blogging and tweeting?
@FinanciallyPoor: 3-4 years ago I bought the domain and hosting for a personal finance community website. It turned out to be a lot harder than I anticipated and I didn’t put in the time to make it succeed.

Fast forward to about 3 months ago I got the inkling to start another personal finance site. Between the last site and this site I’ve been reading about blogging and following all of the other personal finance blogs, so I was well prepared this time. But I kept talking myself out of it until one day I just jumped in and registered a domain and signed up for a hosting plan. I just said to myself “I don’t want to waste the money so I might as well get this baby going.” After that I got into twitter to network and talk with people that read my blog. I’m a really big fan of twitter, there’s just so many people to meet and connect with, it’s just so amazing. I really recommend it for everyone out there.

OODC:You say that you spent most of your adult life living paycheck to paycheck, which is how most people live. What would you say to someone to convince them to change from that mindset?
@FinanciallyPoor:Living paycheck to paycheck really limits your life. I never had enough money to go on vacation any where other than the state I live in. I could never take a date to one of the many theme parks around here because I didn’t have the money. Sure I could charge it, but I knew that would lead to a life full of stress and was always warned about those dangers. I’m really glad I listened to that advice, although I did rack up a few grand in credit card debt over my spending years, I know it could have been worse. I’m reminded every day in my job how bad it could really get if you don’t watch your spending. I never want money to be the limiting factor to what I’m able to do in life.

OODC:You work as a bankruptcy counselor. Does anything ever surprise you anymore when it comes to how people handle money?
@FinanciallyPoor:Not really, but it does surprise me when I hear people that really don’t care about what’s happening to them, or are hoping that something will happen (like get a job, get a mortgage modification) instead of changing their life around to make something happen.

It really bothers me when people, who can’t afford their home, decide to live in misery just to keep it. They will struggle through life just to keep something that a developer threw up in a month. I know after the bankruptcy is over they are going to have the same problem and their house is going to be foreclosed on anyway, so it irks me.

OODC:What do you hope people gain from reading your blog?
@FinanciallyPoor:I hope people really look inside themselves and realize they are the masters of their life. They control what they do, how they react, and all of their emotions. Once they realize this they can have a better financial life as well as a better life over all.

OODC:Who are some of your favorite money tweeters?
@FinanciallyPoor:@RainyDaySaver, @centsiblelife, @moneycrush, @financialsamura, @GrlRedBalloon, @deliverawaydebt

Thanks again to @FinanciallyPoor for being part of this week’s Twitter Tuesday Profile! Want to be considered for an upcoming profile? Just tweet me!