It looks like a major hurricane is taking aim at New Orleans once again. From the recent reports of Gustav, it is likely that no matter where this massive storm comes ashore it will cause substantial damage – and probably impact deep inland as well. So, how can you be sure that you are protected?

1. Review your policy right now. You don’t want to wait until after the storm to determine your level of protection. Talk over all your questions with your agent before the storm arrives.

2. Make a list of all of your belongings. If there is a major disaster you will need a record of all that was lost – including estimated values or receipts if you have them.

3. Pick up loose limbs, furniture and other items from around your property. Things like this can become almost like bombs when the winds begin to pick up.

4. Have an evacuation plan. Know where you are going to go, how you are going to get there and also have an emergency kit packed (including copies of your insurance documents, contact numbers and documentation of your possessions) and ready to go. Be sure that your car is full of gas.

If you are not in the regions that are projected to be impacted by Hurricane Gustav let this storm be a wake up call. You need to know what protection you have before you need the protection. Take the time now to review all of your policies and update anything that might need it.