Quick Ways to Get Easy Cash for the Holidays

In one week I made nearly $200 in extra cash or free gifts that have gone a long way in helping me pay for gifts this holiday season. It’s great to have this extra money so I don’t have to cut into my normal budget. Want some ideas for how to get easy cash quickly [...]

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Seven Sins of Debt

Before the economy started to slide American consumers were pretty good at paying their bills. According to US News and World Report about 95 percent of loans were paid on time before 2007. But that slipped to 92.3 in 2008, 88.8 percent in 2009 and 88 percent by the end of 2009. US News and [...]

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Questionable Frugality: Saving Money at What Expense?

Everyone knows, I go to great lengths to save money. I wait until after 3pm to buy my Sunday paper so I can save $.50. I never go to a store without searching for a coupon first. I always attempt to haggle on major purchases. But there are some money-saving practices that seem to be [...]

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Twitter Tuesday Profile: @RobGarciaSJ

Today’s Twitter Tuesday Profile is all about peer lending. Rob Garcia, also known as @RobGarciaSJ on Twitter, is the senior director of product strategy with LendingClub.com. He writes about his work on the company’s blog. Besides listening to customers, building new products and growing the reach of peer lending he’s a husband and father of [...]

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CBS News Helps Thousands Find Missing Money

It’s hard to believe that millions of Americans have unclaimed money waiting for them. But that’s what CBS News says. Here are the websites they’re telling people to check out: 1. MissingMoney.com: Bank accounts, safe deposit boxes, mutual funds, uncashed checks, utility deposits, escrow accounts and more. 2. Unclaimed.org: $32.877 billion in forgotten assets. 3. [...]

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Earn Extra Cash $5 at a Time

Looking for a way to earn extra money? Or perhaps you need some low-cost help with a project? Check out Fiverr.com, the place for people to share things they’re willing to do for $5. The concept is simple. For those looking to make extra cash you create listings describing the work you are willing to [...]

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The Dave Ramsey Way: Finding Financial Peace in your Business

As I mentioned earlier, I had the pleasure of attending Dave Ramsey’s EntreLeadership class in Charleston, South Carolina last week. I’m highlighting a few of the important lessons I learned during the event. One of those key lessons for me as a small business owner was finding financial peace for your business. Dave Ramsey talked [...]

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The Envelope System: Freedom in Structure

Last month my husband and I committed to not spending money for two whole weeks. That gave us time to reevaluate our budget and launch The Envelope System. The Envelope System is a simple way to track your budget. Here’s how it works: 1. Get On a Budget: Write down your expenditures and income. Plan [...]

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What To Do If a Store Won’t Accept Your Return

I have a prediction to make about the days and weeks following Christmas 2009. With more Americans strapped for cash I have a feeling that more people will be wanting to return their Christmas gifts with hopes of getting money instead of that sweater, gadget or DVD. And I also have a feeling retailers aren’t [...]

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Crazy Way to Make Extra Money: Turn Your Car into an Ad

We’re all looking for ways to make extra money and sometimes desperate times call for lots of creativity. If you don’t mind becoming a rolling billboard you may want to consider selling ad space on your car. There are several companies out there looking for willing drivers who don’t mind selling products while commuting. In [...]

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