There are still five months left of 2010, and there is still time to save up for the holidays. Here are 10 simple tips from MoneyTalksNews. 1. Lower your cell phone bill. It’s really not that difficult. Pay attention to how many minutes you are using. If you aren’t using them all, just switch to [...]
The CBS Early Show recently featured the CEO of Billshrink who discussed the many things that we tend to pay way too much for. Non Bank ATM Fees You can pay an average of about $3.50 every time you have to use an out-of-network ATM, says Peter Pham, with Billshrink. According to Bankrate, Americans pay [...]
It took something big before Heather Levin gave personal finance a second thought. It wasn’t until she bought her first home, ripped open the envelope containing her first mortgage payment, and saw just how much of her money was going to pay interest that Heather resolved to buy a home with cash. This full-time commercial [...]
I recently came across a website that has been a source for many news organizations this month, such as CBS News, The Wall Street Journal, The Atlanta-Journal Constitution, Fox News, CNN and Bloomberg. As they discuss the ins and outs of credit card use, these sources have been quoting Billshrink to help consumers understand the [...]
More people are turning away from using credit cards during the recession, according to a recent study. But more people are using debit cards. And it looks like the trend will continue, with debit cards actually becoming more used than credit cards by 2012. According to CardData, purchases made using MasterCards and Visas have increased [...]
Here’s an option you may not have considered for holiday shopping: layaway. It’s a practice that was popular before credit cards found homes in just about every wallet. It basically allows the shopper to set aside the item they wish to buy by giving the retailer a small amount of money. Then the shopper makes [...]
I recently received an email proclaiming the outrageous profits made by the credit card companies in 2007. My first thought was 'is this net profit?' Then I really began to think this thing through. Someone was actually complaining about the profit made by a private company. There are some bad lenders out there – everyone [...]
We could all use a little help shrinking our bills. At BillShrink.com, get free personalized savings information about credit cards and wireless service. For instance, ever wonder if you're paying too much for your cell phone? Plug in some details about your monthly bill, minutes used, texting habits and number of lines and BillShrink.com will [...]
‘Credit cards are evil.’ It was apparent that my conversations with my husband and with couples I’ve counseled about finances had rubbed off on my son. He was watching an ad for a credit card company and giving his view on the situation. The next several minutes were spent discussing the credit industry in a [...]