The debt problem is affecting a third of the population, leaving a huge number of people in great distress. Worries about how to repay what’s owed can take a lot of joy out of daily life. Statistics show that most people in debt don’t see a way out, but there are a number of solutions. [...]
Sometimes the only cure for spring fever is to take a little getaway. But the last thing you want is to come back from your trip with a load of debt. According to Hotwire.com there are several popular vacation destinations where travel expenses have dropped, making them great for budget-minded trips. “Travelers shouldn’t rule out [...]
One of the biggest decisions one can make is to buy a house. Millions of people apply for home loans and buy houses every year, but often they are unclear on the terms or the implications of the loan agreement. Most mortgages are for 30 years. In addition to the principal, the borrower will be [...]
Money is important, but it is the root of all evils according to the Bible, says blogger Judith Aparri with Everyday Christian. However, we need it to support our families and pay for food, shelter, clothing and other necessities. Being wealthy isn’t a sin, adds Aparri. But it matters how we look at it and [...]
Not only is it the last Friday of the month, but it’s the kick off to a holiday weekend. Hopefully you’ve got some great events planned for Memorial Day weekend, including taking advantage of some of these freebies. Enjoy! Free iTunes Playlist: As the weather heats up, Starbucks is hoping you’ll be cooling down with [...]
In today’s tough economy it can be difficult to put away some cash and keep it there. According to the U.S. Department of Commerce’s Bureau of Economic Analysis, the personal saving rate in December was 4.8 percent, up from 4.5 percent in November. The personal saving rate is calculated by subtracting what Americans spend from [...]
This week we travel to a farm in Kentucky for our Twitter Tuesday Profile. Katie Hostetter, also known as @FrugalFemina, is a pastor’s wife and stay-at-home mom to her little munchkin Bradley. She lives in a little cabin on a Kentucky farm with her family which also includes two rescued pets– a black lab named [...]
Along with your spouse, the next family members that should be aware of finances is your children. Kids need to have a grasp on what is and what isn’t something needed and that will help them with their spending habits the rest of their lives. Real Simple magazine’s November issue suggests starting those conversations as [...]
Many parents dread trying to teach their children to save money. They fear the idea will be met with resistance from the kids and cause so much foot stomping and argument that they never set out a consistent plan to teach their children how to begin saving accounts and learn a lifetime habit of saving. [...]
It’s Dave Ramsey’s first baby step and for a few more days you can win a fully-funded emergency fund. Dave is giving away nine emergency funds worth $999 until September 18, 2009. There’s a new keyword each day which you need to enter the $999 Giveaway. Find the keyword on Dave’s website. Besides entering the [...]