The countdown is on. It’s hard to believe but 2009 will be a memory in about two months. How are you going to finish strong and make these last two months matter when it comes to your finances? The last two months of the year can often be the most difficult when it comes to sticking to a budget and focusing on your financial goals. Here are some ideas for finishing out 2009 like a financial super star.

Take Your Lunch to Work the Rest of the Year: Join blogger KrystalatWork.com as she commits to bringing her lunch to work for the rest of the year. She’s not only trying to save some money but she’s trying to shed a few pounds in the process.

Give Your Bills an Audit: Are you paying too much for cell service, auto insurance or cable TV? Find out before the end of 2009. You’ll be happy to have the extra money in your pocket when 2010 rolls around.

Sell Five Things You No Longer Need: Put some extra cash in your pocket and some extra room in your closets. Get rid of five things you no longer need by the end of 2009. With eBay’s new policy you won’t pay listing fees for five items a month which means if your stuff doesn’t sell you’re not out any funds.

Make Your Home Energy Efficient: If you complete improvements to your home by the end of the year you could be eligible for Federal Tax Credits. Read up on the improvements that will make a difference on your tax return.

Help a Charity Organization: Give more in 2009 and perhaps start a new habit as you go into 2010. Christmas is a great time of year to serve others. Connect with a charity that needs your help through HandsonNetwork.com. There are 250 action centers in the Hands On Network throughout the world that are getting people involved in charitable activities. And remember, volunteering is free.