When you owe more on your mortgage loan than the value of your home, you are underwater. Refinancing is a good way to get your mortgage back on track. Refinancing options for underwater mortgages are scarce; however, it can be done. HARP More programs like HARP and HAMP are reaching rural America.The Federal Home Affordable [...]
The debt problem is affecting a third of the population, leaving a huge number of people in great distress. Worries about how to repay what’s owed can take a lot of joy out of daily life. Statistics show that most people in debt don’t see a way out, but there are a number of solutions. [...]
I can’t get my kids to clean their rooms, how am I supposed to teach them responsible money management? Such is the type of thinking no doubt being employed by parents nationwide because while financial literacy is clearly an important issue, we all know how obstinate, rebellious and unwilling to listen teenagers can be. However, [...]
A new survey released just in time for Father’s Day shows that more dads are back to work. Eight-four percent of working dads who have been laid off at some point over the past year say they’ve now found full-time employment according to an annual survey by CareerBuilder. Even though dads are likely happy to [...]
If you’re like most people you’ve got more things on your to-do list than there are books in the Bible. But if you’re honest with yourself, not all of the items on your to-do list are urgent. online pharmacy cialis And experts say if you focus on what’s imperative and important first you’ll be able [...]
Are you using Google Reader? It’s a great way to follow multiple blogs without having to take the time to visit each website every day. Google Reader alerts you when there is new content so you can stay on top of your favorite blogs. I love Google Reader because it’s fun to read new information, [...]
So far my husband and I have tried to tackle filing our taxes ourselves. It’s usually a very stressful process because neither of us know exactly what we’re doing. I was reading an article from a tax pro and they talked about how it’s better to find a great accountant before you actually need one. [...]
If you’re looking for a personal finance pro on Twitter, Kimberly Palmer is it. Her resume is very impressive and includes being a personal finance columnist for US News and World Report as well as a published author. She lives in Washington DC with her husband and 14 month old baby. She also tweets at [...]
According to financial pro Jean Chatzky, 2011 could be a pricey year. Here are the ten things she says you should expect to pay more for: 1. Chocolate: Cocoa prices are up 30% this year and are expected to continue to go up. 2. Cars: In 2010, the government helped lower the cost of cars [...]
The new year is approaching quickly. I love to use this time of year to refocus and revamp my goals. It’s great to start a year off with a fresh perspective and an innovative plan. I spent a couple of hours during my holiday travels working up my plan for 2011. This included goals relating [...]